:root{
  --navy:#102a43;--blue:#1d5d8f;--sky:#e8f3fa;--teal:#2d7d72;
  --gold:#d79632;--ink:#22313f;--muted:#607080;--paper:#fff;
  --mist:#f5f8fa;--line:#d9e2e8;--shadow:0 16px 42px rgba(16,42,67,.12);
  --radius:18px;--max:1160px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--blue)}
img,svg{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:99}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none;color:var(--navy);font-weight:800;line-height:1.1}
.brand-mark{width:45px;height:45px;border-radius:12px;background:linear-gradient(145deg,var(--navy),var(--blue));color:#fff;display:grid;place-items:center;font-size:14px;letter-spacing:.04em}
.brand small{display:block;color:var(--muted);font-size:11px;font-weight:600;margin-top:4px}
.nav{display:flex;align-items:center;gap:4px}
.nav a{padding:10px 11px;text-decoration:none;color:var(--navy);font-weight:700;font-size:14px;border-radius:8px}
.nav a:hover,.nav a.active{background:var(--sky);color:var(--blue)}
.menu-button{display:none;border:0;background:var(--navy);color:#fff;padding:10px 12px;border-radius:8px;font-weight:700}
.hero{background:linear-gradient(135deg,#0c2439 0%,#174e74 60%,#2d7d72 140%);color:#fff;overflow:hidden}
.hero-grid{min-height:580px;display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:70px;padding:70px 0}
.eyebrow{font-size:13px;letter-spacing:.13em;text-transform:uppercase;font-weight:800;color:#bfe5f5}
h1,h2,h3{line-height:1.18;color:var(--navy);margin-top:0}
.hero h1{font-size:clamp(40px,6vw,68px);color:#fff;margin:12px 0 20px;max-width:780px}
.hero p{font-size:20px;color:#e3edf4;max-width:730px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-block;padding:13px 20px;border-radius:9px;text-decoration:none;font-weight:800;border:2px solid transparent}
.btn-primary{background:var(--gold);color:#182a38}.btn-primary:hover{background:#efb04b}
.btn-secondary{border-color:rgba(255,255,255,.6);color:#fff}.btn-secondary:hover{background:#fff;color:var(--navy)}
.hero-visual{position:relative;min-height:380px}
.orbit{position:absolute;border:1px solid rgba(255,255,255,.28);border-radius:50%}
.o1{inset:10px}.o2{inset:55px}.o3{inset:100px}
.core{position:absolute;inset:145px;border-radius:50%;background:var(--gold);display:grid;place-items:center;color:var(--navy);font-weight:900;text-align:center;box-shadow:0 0 0 18px rgba(215,150,50,.12)}
.node{position:absolute;background:#fff;color:var(--navy);padding:10px 13px;border-radius:10px;font-size:13px;font-weight:800;box-shadow:var(--shadow)}
.n1{top:18px;left:35%}.n2{right:0;top:43%}.n3{bottom:15px;left:34%}.n4{left:-10px;top:43%}
section{padding:82px 0}
.section-soft{background:var(--mist)}
.section-head{max-width:760px;margin-bottom:35px}
.section-head h2,.page-hero h1{font-size:clamp(34px,4vw,52px);margin-bottom:14px}
.section-head p{font-size:18px;color:var(--muted)}
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 24px rgba(16,42,67,.06)}
.card h3{font-size:22px;margin-bottom:10px}.card p{color:var(--muted)}
.icon{width:48px;height:48px;border-radius:12px;background:var(--sky);color:var(--blue);display:grid;place-items:center;font-weight:900;margin-bottom:20px}
.link-arrow{font-weight:800;text-decoration:none}.link-arrow:after{content:" →"}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.stat{background:#fff;padding:28px;text-align:center}.stat b{display:block;font-size:28px;color:var(--blue)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.checks{list-style:none;padding:0;margin:22px 0}.checks li{padding:8px 0 8px 31px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}
.quote{border-left:5px solid var(--gold);padding:22px 26px;background:#fff;border-radius:0 12px 12px 0;font-size:20px}
.cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:24px;padding:45px;display:flex;justify-content:space-between;gap:30px;align-items:center}
.cta h2{color:#fff;margin-bottom:8px}.cta p{margin:0;color:#dce9f2}
.page-hero{background:linear-gradient(135deg,#eef6fa,#f8fbfc);padding:80px 0;border-bottom:1px solid var(--line)}
.page-hero p{font-size:20px;max-width:800px;color:var(--muted)}
.breadcrumb{font-size:13px;margin-bottom:18px}.breadcrumb a{text-decoration:none}
.article{max-width:870px}.article h2{font-size:32px;margin-top:48px}.article h3{margin-top:30px}
.callout{background:var(--sky);border-left:5px solid var(--blue);padding:20px 24px;border-radius:0 12px 12px 0;margin:28px 0}
.steps{counter-reset:step;display:grid;gap:15px}
.step{counter-increment:step;position:relative;padding:22px 22px 22px 70px;border:1px solid var(--line);border-radius:12px;background:#fff}
.step:before{content:counter(step);position:absolute;left:20px;top:20px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.matrix{display:grid;grid-template-columns:1fr 1fr;border:2px solid var(--navy);margin:30px 0}
.quad{padding:25px;min-height:220px}.quad:nth-child(odd){border-right:1px solid var(--navy)}.quad:nth-child(-n+2){border-bottom:1px solid var(--navy)}
.q1{background:#fff2df}.q2{background:#fbe9e9}.q3{background:#eaf2f8}.q4{background:#e7f4ee}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:12px;margin:25px 0}
table{border-collapse:collapse;width:100%;min-width:700px}th,td{padding:14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--navy);color:#fff}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px}
.contact-box{background:var(--navy);color:#fff;padding:35px;border-radius:var(--radius)}.contact-box h2{color:#fff}.contact-box a{color:#fff}
.form label{display:block;font-weight:700;margin:13px 0 5px}.form input,.form textarea{width:100%;padding:12px;border:1px solid #b9c6cf;border-radius:8px;font:inherit}.form textarea{min-height:150px}
.site-footer{background:#0a1d2d;color:#d9e4eb;padding:55px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:45px}.site-footer h3{color:#fff}.site-footer a{color:#d9e4eb}.footer-bottom{border-top:1px solid #294052;margin-top:35px;padding-top:20px;font-size:13px}
.tags{display:flex;flex-wrap:wrap;gap:8px}.tag{background:var(--sky);color:var(--blue);padding:5px 9px;border-radius:999px;font-size:12px;font-weight:700}
@media(max-width:900px){
 .menu-button{display:block}.nav{display:none;position:absolute;left:0;right:0;top:78px;background:#fff;padding:15px 20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav.open{display:flex}
 .hero-grid,.split,.contact-grid{grid-template-columns:1fr}.hero-visual{display:none}.hero-grid{min-height:auto;padding:75px 0}
 .grid-3{grid-template-columns:1fr 1fr}.stats{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:620px){
 .container{width:min(100% - 28px,var(--max))}.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}.matrix{grid-template-columns:1fr}.quad{border-right:0!important;border-bottom:1px solid var(--navy)!important}.quad:last-child{border-bottom:0!important}
 section{padding:58px 0}.cta{padding:30px;display:block}.cta .actions{margin-bottom:0}.brand span:last-child{display:none}
}